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French · Vocabulary · B1 to C1

Money and the economy in French: le budget, le salaire net, and les prix flambent

Mon budget du mois · example · tap a line
le loyerluh lwa-YAYrent
JeIpaiepay750 euros750 eurosde loyer.of rent
zhuh PAY sat-SAN-sin-KANT uh-ROH duh lwa-YAY · “I pay 750 euros in rent.”Why: payer + amount + de + what it’s for. je paie and je paye are both correct.

Short answer: money is l’argent (masculine); pay is le salaire, with brut (before deductions) and net (after). Rent is le loyer, savings l’épargne, and VAT la TVA. Prices augmentent (rise), baissent (fall) or, in the news, flambent (soar). “By 3 %” is de 3 %: les prix ont augmenté de 3 %. Informally, people say les sous, le fric or la thune for money.

Describing ups and downs

Augmenter, baisser, stagner, flamber, chuter

augmenterflamberstagnerbaisserchuter risesoarstay flatfallplunge
Strength matters. Augmenter and baisser are neutral; flamber (to blaze) and chuter (to fall hard) are the dramatic words headlines love.
augmenter de · by
Les prixthe pricesont augmentéhave risende 3 %.by 3 %
lay PREE on to-gman-TAY duh trwa poor SAN · “Prices have risen by 3%.”Why: de gives the size of the change, where English says “by”.
passer de … à · from … to
Le chômagethe unemploymentpassegoesde 8from 8à 7 %.to 7 %
luh shoh-MAZH PAS duh WEET a SET poor SAN · “Unemployment goes from 8 to 7%.”Why: le chômage = unemployment; être au chômage = to be unemployed.
flamber · soar
Les prixthe pricesde l’énergieof the energyflambent.are-soaring
lay PREE duh lay-nair-ZHEE FLANB · “Energy prices are soaring.”Why: flamber literally means to blaze, as in a flambéed dessert.
Pay and tax

Brut, net, les cotisations, l’impôt

FrenchEnglishGood to know
le salaire brutsa-LAIR BRÜgross payWhat the contract states, before deductions.
le salaire netsa-LAIR NETnet payWhat you actually receive.
les cotisations socialesko-tee-za-SYON so-SYALsocial contributionsPay for health, pensions and unemployment cover; roughly a fifth of gross pay for employees.
l’impôt sur le revenulan-POH sür luh ruh-vuh-NÜincome taxSince 2019 taken directly from pay: le prélèvement à la source.
la TVAtay-vay-AVATtaxe sur la valeur ajoutée; 20 % for most goods.
le SMICSMEEKminimum wagesalaire minimum interprofessionnel de croissance, revised every year.
Money verbs, and three slang words

Dépenser, économiser, emprunter, prêter

Tuyoupeuxcanmeto-meprêterlend20 euros ?20 euros
tü PUH muh pray-TAY van uh-ROH · “Can you lend me 20 euros?”Why: prêter à quelqu’un = to lend to someone; emprunter à quelqu’un = to borrow from someone. Both use à.
From neutral to slang
Use l’argent anywhere; les sous with friends and family; le fric and la thune only in casual speech.
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